AI auto-reconciliation that matches payments, ledgers and gateway settlements at scale — flagging breaks before they age and turning month-end into a non-event.
Lenders in emerging markets receive money through a tangle of channels — bank transfers, PSP gateways, mobile-money wallets and cash agents — each with its own file format, cut-off time and fee logic. Reconciliation AI ingests them all, matches each inflow to the right loan, instalment and ledger entry, and surfaces only the genuine exceptions.
What used to take a team of analysts days of spreadsheet work now runs continuously in the background. Breaks are detected the moment they appear, aged automatically, and routed to the right resolution workflow — so leakage is caught early and the close happens on time.
From raw multi-source ingestion to a board-ready audit trail — one engine for the whole reconciliation lifecycle.
Bank statements, core-ledger entries and PSP / mobile-money settlement files — any format, any cadence, normalised on the way in.
Models match one-to-one, one-to-many and many-to-many — handling fees, FX, partial and batched payments without rigid rules.
Unmatched, duplicated, short-paid and over-paid items are isolated instantly, so analysts only ever touch real discrepancies.
Every break is aged into buckets, assigned an owner, and tracked through a configurable resolution workflow with SLAs.
Payments are allocated to the correct loan and instalment; unidentified funds park in suspense and clear automatically when matched.
Immutable, time-stamped history of every match and adjustment — with reconciliation dashboards built for finance and auditors.
Pull in bank statements, ledger entries and PSP / mobile-money settlements; normalise formats and currencies.
AI auto-matches inflows to loans, instalments and ledger lines across complex many-to-many relationships.
Unmatched and discrepant items are isolated, aged and routed to the right owner with an SLA clock.
Workflows clear breaks, post adjustments and update the ledger — leaving a complete, auditable trail.
Near-zero manual matching — analysts focus only on genuine exceptions instead of spreadsheets.
Faster month-end close — continuous reconciliation replaces the end-of-period scramble.
Fewer leakages — breaks are caught and aged early, before they become write-offs.
Bring a day of your bank, PSP and mobile-money files. We'll show you what auto-matches, what breaks, and how much faster your close could be.